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OUR STRENGTHS

RMFS offers distinct advantages over
the competition.
There are other companies that do what we do, but we believe RMFS offers distinct advantages over our competitors, advantages that enable us to provide the range and quality of services that are a perfect match for businesses like yours.

Experience in all phases of employee benefits
There are few companies our size that can deliver the level of experience we can. Much of this experience was acquired while members of the RMFS team worked for various companies, handling a variety of key employee benefit responsibilities.

Highlights include:

• Nearly 10 years working with a major life insurance company developing premium rates for long-term disability insurance and medical plans.
• Experience with a New Jersey-based consulting firm working with major corporations on the design and production of employee benefit statements and the administration of 401(k) savings plans.
• Over 15 years as manager of employee benefits worldwide for a Fortune 500 international manufacturing company, with responsibilities that included development and administration of employee benefit programs in the US and other countries, design of 401(k) plans and redesign of medical plans for US employees, redesign of the company's retirement plan, design and implementation of its Employee Stock Option Plan, a Supplemental Retirement Program for Executives, and a Corporate Owned Life Insurance program.
• Nearly 15 years managing all employee benefit programs for one of Central Ohio's leading healthcare organizations. The job entailed overseeing an HR and benefits program with an annual budget approaching $100 million and over the years involved the design and redesign of many facets of the organization's benefits programs. These efforts often involved the development and implementation of innovative new benefit plans designed to control costs and provide employees with additional benefit options, more convenient methods of enrolling in benefits, and improved employee benefit communications.

Added advantages of RMFS
While our knowledge and experience are your assurance that we can meet your employee benefit needs, there are other things about RMFS that work in your favor.

• As independent consultants, we have no relationships that tie us to benefit providers. Whatever we recommend, we do so based solely on what is best for your situation. The only company we're out to please is yours.
• Because we are a smaller company that is not bogged down by unnecessary bureaucracy, we are able to respond quickly to our clients, addressing your questions or concerns with accurate, informed, knowledge-based answers.
• We do not cost you money. We will review your benefits program and offer our recommendations. Should you decide to employ us to develop and implement your benefits plan, our services will not add to the costs of your program.