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Commercial Umbrella Insurance

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Risk Management Financial Solutions of Ohio, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Risk Management Financial Solutions of Ohio, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Risk Management Financial Solutions of Ohio.

Our Location

Office

5860 Venture Drive Ste A
Dublin, OH 43017
Main office: 614-764-8505

Our Providers

"On behalf of our leadership team, I want to thank you and the members of the RMFS team for your involvement, dedication, and shared passion for service excellence. You have supported us well and that has increased our effectiveness in achieving our mission to improve the health of those we serve."
Leading Healthcare Provider
"Dick and I communicate almost daily. We are both busy, but he never fails to return calls and e-mails whether they come from me or my admin assistant. Dick always returns these calls ASAP but at a minimum, within a 24-hr. period. He even handled a request for me when he was on vacation out of town. I use Dick to provide the insurance policies for my contracting business, my rental properties, my home, and my bonds. Dick has put together these packages using 5 different insurance companies."
Matthew Egner of Egner Construction
"I consistently consult Dick on any question regarding insurance. If he happens to be unavailable, he returns my phone calls in a timely manner and provides clear concise answers. Most recently, he counseled me regarding the handling of a claim which could have voided my insurance coverage. I sure didn’t want to do that. That kind of knowledge and service is exactly why I have my business, home, life, and employee benefits with Dick and RMFS of Ohio."
Brad Rose of Contractors Siding Outlet
"Completion at last. I picked up my car from the dealership. Repairs were completed and covered by the other party’s insurance. I would not have had this quick and successful solution if you had not acted as my intermediary with the other party and their agency. To say that I am grateful cannot really convey my feelings. Thank you again for all your help and forbearance. It is really good to have a local agent."
A Grateful Client
"As a business owner, I must concentrate on bringing in income. Also, I must have confidence in my service providers and vendors. Dick has consistently communicated with me and always in a timely manner taken care of any of my requests. I recommended Dick to my friend and business associate Everitt. Dick has provided him with the same high quality service, I have received. Dick has shown that he is interested in nurturing and sustaining our business relationship."
Mitch Capperes of Buckeye Protection