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Professional Liability and Business, Home, Auto, Life, Health/Medicare Insurance in Columbus and Dublin, Ohio


Risk Management Financial Solutions of Ohio is an independent insurance agency locally owned and operated in Columbus, Ohio for over 35 years. RMFS was built on a foundation of integrity and ethics, and has sustained those principles over the years by providing insurance and various financial services to thousands of Ohioans and establishing personal relationships with our clientele. At RMFS we get to know you and your situation on a personal level, allowing us to use our knowledge and experience so that we can find you the best possible solutions to your insurance needs.

As independent insurance agents, we have the advantage of using multiple insurance companies that gives you the customer flexibility in the market place. All insurance companies treat certain things and conditions differently, it is our job to find you a company that fits your needs and caters to your situation. As a family run business, we understand the importance of having peace of mind knowing that your loved ones and hard work is protected by a solid company. With RMFS you will never be pushed toward something we feel you don’t need, or pressured into one company over another; our interest is get you protected at a price you can afford.

Our interest is in getting you and your loved ones protected at a price that is competitive and affordable, just as it would be toward our relatives and close friends.

Insurance Specialties

Home Insurance: Through careful calculations of replacement costs and detailed assessments of assets, we determine the right coverages for any Columbus homeowner. We make sure that liability limits are always higher than replacement costs and we stay in contact with clients in order to know when asset values change. Learn more on our home insurance program page. 

Auto Insurance: With great consideration for individual drivers’ needs, we find the right solutions, and these solutions provide complete security for the right price.  We write policies for classic cars and for RVs, snowmobiles, and motorcycles.  To learn more about the vehicles that we insure, see our recreational vehicle page

We combine auto insurance with other types of insurance whenever possible, and this saves clients time and money.  See our home & auto page and/or speak with an agent to learn more.

Health Insurance: We provide health insurance that suits any individual or small business. We have great marketplace availability and can therefore combine benefits from multiple carriers. We have a certified Medicare advisor on our staff and he and other agents can custom-tailor solutions that fit clients for the best prices. See our health insurance page to learn more.

Our Approach

We work closely with clients to create the best solutions, and once these solutions are in place we monitor them regularly. We keep clients informed and we actively manage risk. Risk management helps reduce the chances that clients will sustain losses and that clients will need to use their insurance. If insurance is used and claims are filed then we manage the claims. We’re also reachable at almost all times, so if clients need to get a hold of us, they can.


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Please contact us or give us a call to learn more. You can get started by requesting a quote.

Additional Insurance Information:

Ohio Insurance Information and Resources (The Ohio Department of Insurance)

Insurance Buyer’s Guides - The National Association of Insurance Commissioners (NAIC)

Small Business Insurance Information and Resources - The U.S. Small Business Administration (SBA)

"On behalf of our leadership team, I want to thank you and the members of the RMFS team for your involvement, dedication, and shared passion for service excellence. You have supported us well and that has increased our effectiveness in achieving our mission to improve the health of those we serve."
Leading Healthcare Provider
"Dick and I communicate almost daily. We are both busy, but he never fails to return calls and e-mails whether they come from me or my admin assistant. Dick always returns these calls ASAP but at a minimum, within a 24-hr. period. He even handled a request for me when he was on vacation out of town. I use Dick to provide the insurance policies for my contracting business, my rental properties, my home, and my bonds. Dick has put together these packages using 5 different insurance companies."
Matthew Egner of Egner Construction
"I consistently consult Dick on any question regarding insurance. If he happens to be unavailable, he returns my phone calls in a timely manner and provides clear concise answers. Most recently, he counseled me regarding the handling of a claim which could have voided my insurance coverage. I sure didn’t want to do that. That kind of knowledge and service is exactly why I have my business, home, life, and employee benefits with Dick and RMFS of Ohio."
Brad Rose of Contractors Siding Outlet
"Completion at last. I picked up my car from the dealership. Repairs were completed and covered by the other party’s insurance. I would not have had this quick and successful solution if you had not acted as my intermediary with the other party and their agency. To say that I am grateful cannot really convey my feelings. Thank you again for all your help and forbearance. It is really good to have a local agent."
A Grateful Client
"As a business owner, I must concentrate on bringing in income. Also, I must have confidence in my service providers and vendors. Dick has consistently communicated with me and always in a timely manner taken care of any of my requests. I recommended Dick to my friend and business associate Everitt. Dick has provided him with the same high quality service, I have received. Dick has shown that he is interested in nurturing and sustaining our business relationship."
Mitch Capperes of Buckeye Protection